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The comparison tool makes it easy for homeowners and tenants alike to find the right building and content insurance cover for their unique situation and needs. You can enter your details below to compare cheap home insurance options on a like-for-like basis, and make sure you are fully protected! You can also make sure that you get all the protections you need, and aren’t paying for anything you don’t.
Home insurance cover can be divided into two basic types – Buildings Insurance ad Contents Insurance.
Each policy will vary, so check the specific language. In general, though, garages and sheds are not considered ‘rooms’ of a home, and the policy will not usually cover their content. However, conservatories and other additions usually are considered ‘rooms’, and if so their content will be covered in the same way the rest of the home is.
There is no one answer, as some people will benefit more form a joint policy, and others might do better insuring their home and contents separately. Consider all of your potions carefully before deciding.
However, homeowners will often find it less expensive to get a joint policy from a single provider. Conversely, renters cannot usually benefit from buildings cover, so will rarely need joint buildings and content insurance coverage.
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