Compare and Switch to a cheap Business Insurance

Save money by comparing business building insurance, business contents insurance, and business equipment cover providers on here!

The compare tool makes finding and comparing commercial building and content insurance faster and easier than you can imagine. Every business needs proper insurance cover.Make sure you are getting the best deal for you.

Business Building Insurance

If you own any or all of the buildings that house your business, you could be taking huge risk of you don’t have proper insurance cover. After all, if you can’t afford to set things right, any damage to your buildings could be the end of the entire operation.

It is important to understand what level of cover you need, especially when comparing different business building insurance policies. For example, you may not need to insure the property for its ‘market value’ – the amount the property would cost to buy. It may be enough to insure it only for the re-build value, which can be substantially lower, especially in areas where the land itself is at a premium. In many cases, that is the maximum the insurer would pay out, even if you were paying for higher levels of cover.

Business Contents Insurance

There is a lot more to most operations than their buildings. If your operation relies on stock, equipment or IT resources (as almost all do these days), you should consider insuring the contents of your business. This is an especially good option if you do not own the premises you are based in, either renting, leasing or occupying through some other means.

Buildings and Contents Insurance

If you do own the premises and wish to insure your contents, you may be able to save a great deal on your premiums by combining both into a buildings and content insurance policy. These offer the added convenience of limiting the number of insurance providers you need to interact with, and reducing the potential for disagreements about which insurer is responsible for which particular charge if you ever need to make a claim.

How can I lower my business insurance premiums?

You’d have to check the terms and conditions of each policy, but many will reduce your premiums if you increase the physical security of your premises.